COMP <GO>
FGBI vs FNWD // EV/EBITDA & P/E VALUATION
First Guaranty Bancshares Inc. (NASDAQ) VS. Finward Bancorp (NASDAQ) • 15-METRIC TALLY: FGBI 1
— FNWD 5
■ METRIC PARITY
LAST: $9.77 (+4.49%) • MKT CAP: $161.6M
valuation
—
LAST: $43.90 (+0.48%) • MKT CAP: $190.2M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FGBI VS. FNWD)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FGBI | FNWD | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -16.10% | 4.60% | -20.70 | FNWD | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -6.17% | 4.76% | -10.93 | FNWD | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.35% | 0.82% | -0.47 | FNWD | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 1/9 | 4/9 | -3.00 | FNWD | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 64.2 | 56.1 | +8.10 | FGBI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 21.9x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $161.6M | $190.2M | -$28.6M | FNWD | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FGBI REV | FNWD REV | FGBI GROSS % | FNWD GROSS % | FGBI FCF | FNWD FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | -$10.0M | $9.0M |
| FY 2024 | $0 | $0 | — | — | $30.7M | $6.7M |
| FY 2023 | $0 | $0 | — | — | $21.7M | $24.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FGBI // BETA —
FNWD // BETA —