COMP <GO>
FDBC vs NWFL // EV/EBITDA & P/E VALUATION
Fidelity D & D Bancorp Inc. (NASDAQ) VS. Norwood Financial Corp. (NASDAQ) • 15-METRIC TALLY: FDBC 3
— NWFL 4
■ METRIC PARITY
LAST: $65.83 (+3.65%) • MKT CAP: $382.4M
valuation
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LAST: $35.64 (-0.67%) • MKT CAP: $388.5M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FDBC VS. NWFL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FDBC | NWFL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.80% | 11.50% | +0.30 | FDBC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.49% | 7.53% | -1.04 | NWFL | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 8.10% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.46% | 2.96% | -0.50 | NWFL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 6/9 | -1.00 | NWFL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 75.5 | 58.7 | +16.79 | FDBC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.6x | 13.0x | -0.40 | FDBC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $382.4M | $388.5M | -$6.2M | NWFL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FDBC REV | NWFL REV | FDBC GROSS % | NWFL GROSS % | FDBC FCF | NWFL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $8.0M | — | — | $24.8M | $29.2M |
| FY 2024 | $0 | $7.4M | — | — | $24.9M | $19.7M |
| FY 2023 | $0 | $7.1M | — | — | $29.7M | $29.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FDBC // BETA —
NWFL // BETA —