COMP <GO>
FCF vs TBBK // EV/EBITDA & P/E VALUATION
First Commonwealth Financial Corporation (NYSE) VS. The Bancorp Inc (NASDAQ) • 15-METRIC TALLY: FCF 2
— TBBK 4
■ METRIC PARITY
LAST: $21.02 (+0.91%) • MKT CAP: $2.04B
valuation
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LAST: $50.52 (+0.20%) • MKT CAP: $2.06B
valuation
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FCF VS. TBBK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FCF | TBBK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.80% | 33.10% | -23.30 | TBBK | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.42% | 12.52% | -4.10 | TBBK | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.72% | 0.00% | +2.72 | FCF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.6 | 32.7 | +24.95 | FCF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.5x | 8.4x | +4.10 | TBBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.04B | $2.06B | -$23.1M | TBBK | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FCF REV | TBBK REV | FCF GROSS % | TBBK GROSS % | FCF FCF | TBBK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $171.5M | $257.9M |
| FY 2024 | $0 | $0 | — | — | $113.9M | $204.9M |
| FY 2023 | $0 | $0 | — | — | $150.8M | $186.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FCF // BETA —
TBBK // BETA —