COMP <GO>
CWBC vs AROW // EV/EBITDA & P/E VALUATION
Community West Bancshares (NASDAQ) VS. Arrow Financial Corporation (NASDAQ) • 15-METRIC TALLY: CWBC 3
— AROW 4
■ METRIC PARITY
LAST: $26.10 (+0.97%) • MKT CAP: $708.1M
valuation
—
LAST: $38.67 (+1.67%) • MKT CAP: $716.2M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CWBC VS. AROW)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CWBC | AROW | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.30% | 10.20% | -0.90 | AROW | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.16% | 5.05% | +1.11 | CWBC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.01% | 0.00% | +2.01 | CWBC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | CWBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 47.7 | 56.2 | -8.56 | AROW | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 17.3x | 15.2x | +2.10 | AROW | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $708.1M | $716.2M | -$8.1M | AROW | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CWBC REV | AROW REV | CWBC GROSS % | AROW GROSS % | CWBC FCF | AROW FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $43.6M | $36.2M |
| FY 2024 | $0 | $0 | — | — | $17.2M | $28.9M |
| FY 2023 | $0 | $0 | — | — | $27.5M | $20.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CWBC // BETA —
AROW // BETA —