COMP <GO>
CTBI vs OSBC // EV/EBITDA & P/E VALUATION
Community Trust Bancorp Inc. (NASDAQ) VS. Old Second Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: CTBI 5
— OSBC 2
■ METRIC PARITY
LAST: $70.10 (+0.97%) • MKT CAP: $1.27B
valuation
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LAST: $24.63 (+0.90%) • MKT CAP: $1.25B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CTBI VS. OSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CTBI | OSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.50% | 9.00% | +2.50 | CTBI | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.65% | 9.40% | -1.75 | OSBC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.83% | 0.98% | +1.85 | CTBI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | CTBI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 35.5 | 41.5 | -6.00 | OSBC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.1x | 14.5x | -2.40 | CTBI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.27B | $1.25B | $20.5M | CTBI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CTBI REV | OSBC REV | CTBI GROSS % | OSBC GROSS % | CTBI FCF | OSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $97.4M | $117.8M |
| FY 2024 | $0 | $0 | — | — | $97.2M | $120.7M |
| FY 2023 | $0 | $0 | — | — | $85.8M | $116.4M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CTBI // BETA —
OSBC // BETA —