COMP <GO>
CFFI vs BRBS // EV/EBITDA & P/E VALUATION
C&F Financial Corporation (NASDAQ) VS. Blue Ridge Bankshares Inc. (NYSE) • 15-METRIC TALLY: CFFI 5
— BRBS 1
■ METRIC PARITY
LAST: $111.25 (+1.39%) • MKT CAP: $361.8M
valuation
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LAST: $4.03 (+1.77%) • MKT CAP: $361.4M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CFFI VS. BRBS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CFFI | BRBS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.30% | 3.30% | +7.00 | CFFI | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.13% | 3.31% | +2.82 | CFFI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 19.10% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 10.60% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.65% | 6.25% | -4.60 | BRBS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 68.5 | 48.3 | +20.22 | CFFI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.6x | 31.4x | -18.80 | CFFI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $361.8M | $361.4M | $304.5K | CFFI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CFFI REV | BRBS REV | CFFI GROSS % | BRBS GROSS % | CFFI FCF | BRBS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $140.8M | $0 | — | — | $22.2M | $11.9M |
| FY 2024 | $127.3M | $0 | — | — | $33.3M | -$6.9M |
| FY 2023 | $127.3M | $0 | — | — | $38.8M | $44.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CFFI // BETA —
BRBS // BETA —