COMP <GO>
CCB vs CARE // EV/EBITDA & P/E VALUATION
Coastal Financial Corporation (NASDAQ) VS. Carter Bankshares Inc. (NASDAQ) • 15-METRIC TALLY: CCB 4
— CARE 1
■ METRIC PARITY
LAST: $43.66 (-7.36%) • MKT CAP: $667.4M
valuation
—
LAST: $29.89 (-1.09%) • MKT CAP: $662.5M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CCB VS. CARE)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CCB | CARE | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.60% | 7.50% | +2.10 | CCB | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 4.80% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 4.60% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 6/9 | -1.00 | CARE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 47.7 | 34.5 | +13.14 | CCB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.2x | 19.6x | -6.40 | CCB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $667.4M | $662.5M | $4.9M | CCB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CCB REV | CARE REV | CCB GROSS % | CARE GROSS % | CCB FCF | CARE FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $20.3M | — | — | $246.1M | $31.8M |
| FY 2024 | $0 | $19.4M | — | — | $249.9M | $28.8M |
| FY 2023 | $0 | $17.3M | — | — | $191.5M | $46.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CCB // BETA —
CARE // BETA —