COMP <GO>
CATY vs FBP // EV/EBITDA & P/E VALUATION
Cathay General Bancorp (NASDAQ) VS. First BanCorp. (NYSE) • 15-METRIC TALLY: CATY 2
— FBP 5
■ METRIC PARITY
LAST: $65.35 (+1.07%) • MKT CAP: $4.36B
valuation
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LAST: $26.70 (+0.08%) • MKT CAP: $4.08B
valuation
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CATY VS. FBP)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CATY | FBP | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.80% | 17.50% | -6.70 | FBP | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.34% | 10.73% | -2.39 | FBP | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 34.50% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 6.70% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.15% | 2.83% | -0.68 | FBP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 6/9 | -1.00 | FBP | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.1 | 35.2 | +17.91 | CATY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.8x | 11.0x | +1.80 | FBP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.36B | $4.08B | $283.5M | CATY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CATY REV | FBP REV | CATY GROSS % | FBP GROSS % | CATY FCF | FBP FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $1.00B | — | — | $363.7M | $437.5M |
| FY 2024 | $0 | $938.2M | — | — | $325.5M | $394.1M |
| FY 2023 | $0 | $929.8M | — | — | $384.7M | $363.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CATY // BETA —
FBP // BETA —