COMP <GO>
BYFC vs PROV // EV/EBITDA & P/E VALUATION
Broadway Financial Corporation (Class A) (NASDAQ) VS. Provident Financial Holdings Inc. (NASDAQ) • 15-METRIC TALLY: BYFC 1
— PROV 5
■ METRIC PARITY
LAST: $11.48 (+0.26%) • MKT CAP: $106.5M
valuation
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LAST: $18.20 (0.00%) • MKT CAP: $112.8M
valuation
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BYFC VS. PROV)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BYFC | PROV | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -9.40% | 4.90% | -14.30 | PROV | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -0.01% | 7.23% | -7.24 | PROV | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | -60.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 18.70% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 3.34% | -3.34 | PROV | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 4/9 | -1.00 | PROV | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.5 | 46.2 | +2.33 | BYFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 16.7x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $106.5M | $112.8M | -$6.3M | PROV | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BYFC REV | PROV REV | BYFC GROSS % | PROV GROSS % | BYFC FCF | PROV FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $184.0K | $0 | — | — | -$13.0K | $8.2M |
| FY 2024 | $155.0K | $0 | — | — | $1.3M | $4.1M |
| FY 2023 | $179.0K | $0 | — | — | $7.6M | $16.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BYFC // BETA —
PROV // BETA —