COMP <GO>
BOH vs CUBI // EV/EBITDA & P/E VALUATION
Bank of Hawaii Corporation (NYSE) VS. Customers Bancorp Inc (NYSE) • 15-METRIC TALLY: BOH 2
— CUBI 4
■ METRIC PARITY
LAST: $70.61 (+1.71%) • MKT CAP: $2.77B
valuation
—
LAST: $87.49 (+0.93%) • MKT CAP: $2.96B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BOH VS. CUBI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BOH | CUBI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.10% | 10.60% | +0.50 | BOH | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.66% | 16.27% | -9.61 | CUBI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | -0.10% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.08% | 0.00% | +4.08 | BOH | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 49.6 | 64.6 | -15.04 | CUBI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.5x | 12.3x | +0.20 | CUBI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.77B | $2.96B | -$187.2M | CUBI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BOH REV | CUBI REV | BOH GROSS % | CUBI GROSS % | BOH FCF | CUBI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $121.9M | $0 | — | — | $184.3M | $481.0M |
| FY 2024 | $122.1M | $0 | — | — | $161.3M | $143.6M |
| FY 2023 | $116.0M | $0 | — | — | $138.8M | $124.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BOH // BETA —
CUBI // BETA —