COMP <GO>
BMRC vs CBK // EV/EBITDA & P/E VALUATION
Bank of Marin Bancorp (NASDAQ) VS. Commercial Bancgroup Inc. (NASDAQ) • 15-METRIC TALLY: BMRC 4
— CBK 3
■ METRIC PARITY
LAST: $28.80 (-0.31%) • MKT CAP: $466.4M
valuation
—
LAST: $32.99 (+1.17%) • MKT CAP: $452.0M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BMRC VS. CBK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BMRC | CBK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.70% | 13.00% | -6.30 | CBK | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.99% | 7.79% | +0.20 | BMRC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.46% | 0.44% | +3.02 | BMRC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | BMRC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.3 | 60.3 | -1.04 | CBK | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.4x | 11.3x | +5.10 | CBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $466.4M | $452.0M | $14.4M | BMRC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BMRC REV | CBK REV | BMRC GROSS % | CBK GROSS % | BMRC FCF | CBK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $37.3M | $35.2M |
| FY 2024 | $0 | $0 | — | — | $27.8M | $35.6M |
| FY 2023 | $0 | — | — | — | $35.7M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BMRC // BETA —
CBK // BETA —