COMP <GO>
AX vs TFSL // EV/EBITDA & P/E VALUATION
Axos Financial Inc. (NYSE) VS. TFS Financial Corporation (NASDAQ) • 15-METRIC TALLY: AX 5
— TFSL 1
■ METRIC PARITY
LAST: $92.55 (+1.17%) • MKT CAP: $5.26B
valuation
—
LAST: $16.76 (+0.54%) • MKT CAP: $4.70B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AX VS. TFSL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AX | TFSL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 14.80% | 4.80% | +10.00 | AX | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.32% | 1.51% | +7.81 | AX | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 1.80% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 1.27% | -1.27 | TFSL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 4/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 49.4 | 46.1 | +3.34 | AX | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.3x | 48.1x | -36.80 | AX | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.26B | $4.70B | $562.0M | AX | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AX REV | TFSL REV | AX GROSS % | TFSL GROSS % | AX FCF | TFSL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $65.8M | $0 | — | — | $490.3M | $71.0M |
| FY 2024 | $64.6M | $0 | — | — | $305.5M | $85.5M |
| FY 2023 | $65.3M | $0 | — | — | $196.7M | $90.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AX // BETA —
TFSL // BETA —