COMP <GO>
AMTB vs FSBC // EV/EBITDA & P/E VALUATION
Amerant Bancorp Inc. (Class A) (NYSE) VS. Five Star Bancorp (NASDAQ) • 15-METRIC TALLY: AMTB 3
— FSBC 3
■ METRIC PARITY
LAST: $29.90 (+0.84%) • MKT CAP: $1.17B
valuation
—
LAST: $45.76 (-0.17%) • MKT CAP: $1.12B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AMTB VS. FSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AMTB | FSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.60% | 13.80% | -8.20 | FSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 11.03% | 6.36% | +4.67 | AMTB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.29% | 1.52% | -0.23 | FSBC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.3 | 57.0 | +1.20 | AMTB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 20.8x | 16.9x | +3.90 | FSBC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.17B | $1.12B | $49.0M | AMTB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AMTB REV | FSBC REV | AMTB GROSS % | FSBC GROSS % | AMTB FCF | FSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $129.2M | $71.4M |
| FY 2024 | $0 | $0 | — | — | $74.8M | $51.2M |
| FY 2023 | $0 | $0 | — | — | $26.7M | $38.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AMTB // BETA —
FSBC // BETA —