COMP <GO>
ALRS vs SPFI // EV/EBITDA & P/E VALUATION
Alerus Financial Corporation (NASDAQ) VS. South Plains Financial Inc. (NASDAQ) • 15-METRIC TALLY: ALRS 2
— SPFI 5
■ METRIC PARITY
LAST: $33.03 (+2.36%) • MKT CAP: $823.4M
valuation
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LAST: $44.19 (+1.05%) • MKT CAP: $832.5M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ALRS VS. SPFI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ALRS | SPFI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.10% | 11.80% | -8.70 | SPFI | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.15% | 8.63% | -1.48 | SPFI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.53% | 1.21% | +1.32 | ALRS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | SPFI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.9 | 55.8 | +8.08 | ALRS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 43.9x | 13.2x | +30.70 | SPFI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $823.4M | $832.5M | -$9.1M | SPFI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ALRS REV | SPFI REV | ALRS GROSS % | SPFI GROSS % | ALRS FCF | SPFI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $58.8M | $71.8M |
| FY 2024 | $0 | $0 | — | — | $9.4M | $56.0M |
| FY 2023 | $0 | $0 | — | — | $26.8M | $58.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ALRS // BETA —
SPFI // BETA —