COMP <GO>
MO vs UNH // FREE CASH FLOW YIELD
Altria Group Inc. (NYSE) VS. UnitedHealth Group Incorporated (NYSE) • 15-METRIC TALLY: MO 10
— UNH 5
▲ FREE CASH FLOW YIELD LEADER: MO
LAST: $78.03 (+1.67%) • MKT CAP: $128.15B
fcf-yield
7.08%
LAST: $406.97 (-0.96%) • MKT CAP: $364.66B
fcf-yield
6.48%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MO VS. UNH)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MO | UNH | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 62.50% | 88.57% | -26.07 | UNH | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 48.40% | 11.47% | +36.93 | MO | /roic <GO> |
| EV/EBITDA & P/E Valuation | 14.7x | 16.4x | -1.75 | MO | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 7.08% | 6.48% | +0.60 | MO | /fcf-yield <GO> |
| Operating Margin | 42.50% | 4.82% | +37.68 | MO | /operating-margins <GO> |
| Net Profit Margin | 29.80% | 3.14% | +26.66 | MO | /net-margins <GO> |
| Revenue Growth (YoY) | -3.10% | 6.46% | -9.56 | UNH | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 5.43% | 2.28% | +3.15 | MO | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 4.90 | 3.12 | +1.78 | MO | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 7/9 | -1.00 | UNH | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.60% | 6.74% | -0.14 | MO | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 69.7 | 56.0 | +13.67 | MO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 0.33 | +0.59 | MO | /macro-sensitivity <GO> |
| Forward P/E Multiple | 17.1x | 17.1x | +0.01 | UNH | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $128.15B | $364.66B | -$236.51B | UNH | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MO REV | UNH REV | MO GROSS % | UNH GROSS % | MO FCF | UNH FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $23.28B | $447.57B | 62.5% | 88.7% | $9.07B | $16.07B |
| FY 2024 | $24.02B | $400.28B | 59.8% | 88.3% | $8.61B | $20.70B |
| FY 2023 | $24.48B | $371.62B | 44.0% | 89.6% | $8.19B | $25.68B |
| FY 2022 | — | $324.16B | — | 89.6% | — | $23.40B |
| FY 2021 | — | $287.60B | — | 89.2% | — | $19.89B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MO // BETA 0.92
UNH // BETA 0.33