COMP <GO>
HDB vs MS // PIOTROSKI F-SCORE QUALITY
HDFC Bank Limited (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: HDB 10
— MS 4
▲ PIOTROSKI F-SCORE QUALITY LEADER: HDB
LAST: $22.18 (+1.74%) • MKT CAP: $111.86B
piotroski-score
7/9
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
piotroski-score
5/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HDB VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HDB | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 20.70% | 3.00% | +17.70 | HDB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 12.1x | 31.0x | -18.90 | HDB | /valuation <GO> |
| Free Cash Flow Yield | 10.15% | -7.25% | +17.40 | HDB | /fcf-yield <GO> |
| Operating Margin | 36.90% | 24.60% | +12.30 | HDB | /operating-margins <GO> |
| Net Profit Margin | 30.30% | 20.20% | +10.10 | HDB | /net-margins <GO> |
| Revenue Growth (YoY) | -3.20% | 5.50% | -8.70 | MS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.09% | 2.21% | -0.12 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 3.90 | 0.46 | +3.44 | HDB | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 7/9 | 5/9 | +2.00 | HDB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.10% | 7.00% | +0.10 | MS | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 47.0 | 43.3 | +3.69 | HDB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.06 | 1.04 | +0.02 | HDB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.9x | 16.5x | -2.60 | HDB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $111.86B | $298.41B | -$186.55B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HDB REV | MS REV | HDB GROSS % | MS GROSS % | HDB FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $24.80B | $0 | 44.0% | — | $11.36B | -$17.89B |
| FY 2024 | $25.64B | $0 | 44.0% | — | $13.22B | $1.36B |
| FY 2023 | $22.24B | $0 | 44.0% | — | $11.27B | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HDB // BETA 1.06
MS // BETA 1.04