COMP <GO>
ERIE vs BAC // FREE CASH FLOW YIELD
Erie Indemnity Company (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: ERIE 9
— BAC 5
▲ FREE CASH FLOW YIELD LEADER: ERIE
LAST: $261.39 (+4.23%) • MKT CAP: $11.58B
fcf-yield
4.35%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
fcf-yield
2.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ERIE VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ERIE | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 24.30% | 2.50% | +21.80 | ERIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 13.3x | 30.2x | -16.90 | ERIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 4.35% | 2.10% | +2.25 | ERIE | /fcf-yield <GO> |
| Operating Margin | 17.60% | 32.90% | -15.30 | BAC | /operating-margins <GO> |
| Net Profit Margin | 13.80% | 27.00% | -13.20 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 6.80% | +0.40 | ERIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.20% | 0.00% | +2.20 | ERIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 9.94 | 0.45 | +9.49 | ERIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | ERIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.50% | 6.60% | -0.10 | ERIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 66.8 | 27.7 | +39.10 | ERIE | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.89 | 0.90 | -0.01 | BAC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 19.3x | 10.9x | +8.40 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $11.58B | $357.61B | -$346.03B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ERIE REV | BAC REV | ERIE GROSS % | BAC GROSS % | ERIE FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $4.07B | $113.10B | 44.0% | 44.0% | $503.6M | $7.52B |
| FY 2024 | $3.80B | $105.86B | 44.0% | 44.0% | $440.5M | -$13.57B |
| FY 2023 | $3.27B | $102.77B | 44.0% | 44.0% | $234.1M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ERIE // BETA 0.89
BAC // BETA 0.90