COMP <GO>
CVNA vs V // ALTMAN Z-SCORE & DEBT/EQUITY
Carvana Co. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: CVNA 2
— V 13
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: V
LAST: $68.29 (-0.03%) • MKT CAP: $75.36B
balance-sheet
7.49
LAST: $413.59 (+0.74%) • MKT CAP: $733.53B
balance-sheet
9.09
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CVNA VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CVNA | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 20.60% | 41.00% | -20.40 | V | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 24.60% | 32.30% | -7.70 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 38.8x | 28.9x | +9.90 | V | /valuation <GO> |
| Free Cash Flow Yield | 1.18% | 2.90% | -1.72 | V | /fcf-yield <GO> |
| Operating Margin | 9.30% | 60.00% | -50.70 | V | /operating-margins <GO> |
| Net Profit Margin | 6.90% | 50.10% | -43.20 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 48.60% | 11.30% | +37.30 | CVNA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.63% | -0.63 | V | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 7.49 | 9.09 | -1.60 | V | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 9/9 | -3.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 7.10% | -0.10 | CVNA | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.6 | 69.4 | -6.81 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.04 | 1.06 | -0.02 | V | /macro-sensitivity <GO> |
| Forward P/E Multiple | 45.0x | 34.0x | +11.00 | V | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $75.36B | $733.53B | -$658.17B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CVNA REV | V REV | CVNA GROSS % | V GROSS % | CVNA FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $20.32B | $40.00B | 20.6% | 44.0% | $889.0M | $21.26B |
| FY 2024 | $13.67B | $35.93B | 21.0% | 44.0% | $827.0M | $18.33B |
| FY 2023 | $10.77B | $32.65B | 44.0% | 44.0% | $318.3M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CVNA // BETA 1.04
V // BETA 1.06