COMP <GO>
CVNA vs MA // DIVIDEND YIELD & FCF PAYOUT SAFETY
Carvana Co. (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: CVNA 2
— MA 13
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: MA
LAST: $68.29 (-0.03%) • MKT CAP: $75.36B
dividend-safety
0.00%
LAST: $638.01 (+0.36%) • MKT CAP: $556.88B
dividend-safety
0.49%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CVNA VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CVNA | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 20.60% | 41.00% | -20.40 | MA | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 24.60% | 33.50% | -8.90 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 38.8x | 29.2x | +9.60 | MA | /valuation <GO> |
| Free Cash Flow Yield | 1.18% | 3.08% | -1.90 | MA | /fcf-yield <GO> |
| Operating Margin | 9.30% | 57.60% | -48.30 | MA | /operating-margins <GO> |
| Net Profit Margin | 6.90% | 45.60% | -38.70 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 48.60% | 16.40% | +32.20 | CVNA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 7.49 | 11.17 | -3.68 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 6.60% | +0.40 | MA | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.6 | 70.6 | -8.01 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.04 | 0.90 | +0.14 | CVNA | /macro-sensitivity <GO> |
| Forward P/E Multiple | 45.0x | 31.2x | +13.80 | MA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $75.36B | $556.88B | -$481.52B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CVNA REV | MA REV | CVNA GROSS % | MA GROSS % | CVNA FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $20.32B | $32.79B | 20.6% | 44.0% | $889.0M | $17.16B |
| FY 2024 | $13.67B | $28.17B | 21.0% | 44.0% | $827.0M | $14.31B |
| FY 2023 | $10.77B | $25.10B | 44.0% | 44.0% | $318.3M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CVNA // BETA 1.04
MA // BETA 0.90