COMP <GO>
AIG vs BAC // ALTMAN Z-SCORE & DEBT/EQUITY
American International Group Inc. New (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: AIG 7
— BAC 6
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: AIG
LAST: $81.90 (+0.56%) • MKT CAP: $42.58B
balance-sheet
0.94
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
balance-sheet
0.45
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AIG VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AIG | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.10% | 2.50% | +1.60 | AIG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 15.3x | 30.2x | -14.90 | AIG | /valuation <GO> |
| Free Cash Flow Yield | 4.95% | 2.10% | +2.85 | AIG | /fcf-yield <GO> |
| Operating Margin | 14.10% | 32.90% | -18.80 | BAC | /operating-margins <GO> |
| Net Profit Margin | 11.60% | 27.00% | -15.40 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | -1.70% | 6.80% | -8.50 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.29% | 0.00% | +2.29 | AIG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 0.94 | 0.45 | +0.49 | AIG | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.50% | 6.60% | -0.10 | AIG | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.9 | 27.7 | +36.18 | AIG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.87 | 0.90 | -0.03 | BAC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.8x | 10.9x | +1.90 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $42.58B | $357.61B | -$315.02B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AIG REV | BAC REV | AIG GROSS % | BAC GROSS % | AIG FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $26.77B | $113.10B | 44.0% | 44.0% | $2.11B | $7.52B |
| FY 2024 | $27.25B | $105.86B | 44.0% | 44.0% | $2.05B | -$13.57B |
| FY 2023 | $27.94B | $102.77B | 44.0% | 44.0% | $4.99B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AIG // BETA 0.87
BAC // BETA 0.90