COMP <GO>
ZION vs MS // NET PROFIT MARGIN
Zions Bancorporation N.A. (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: ZION 9
— MS 5
▲ NET PROFIT MARGIN LEADER: ZION
LAST: $65.37 (-1.30%) • MKT CAP: $9.67B
net-margins
68.00%
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
net-margins
20.20%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ZION VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ZION | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.80% | 3.00% | -0.20 | MS | /roic <GO> |
| EV/EBITDA & P/E Valuation | 27.7x | 31.0x | -3.30 | ZION | /valuation <GO> |
| Free Cash Flow Yield | 9.85% | -7.25% | +17.10 | ZION | /fcf-yield <GO> |
| Operating Margin | 75.00% | 24.60% | +50.40 | ZION | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 68.00% | 20.20% | +47.80 | ZION | /net-margins <GO> |
| Revenue Growth (YoY) | 3.10% | 5.50% | -2.40 | MS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.76% | 2.21% | +0.55 | ZION | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.46 | -0.01 | MS | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 5/9 | +2.00 | ZION | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.60% | 7.00% | -0.40 | ZION | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.6 | 43.3 | +10.32 | ZION | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.90 | 1.04 | -0.14 | MS | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.0x | 16.5x | -6.50 | ZION | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $9.67B | $298.41B | -$288.74B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ZION REV | MS REV | ZION GROSS % | MS GROSS % | ZION FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $529.0M | $0 | 44.0% | — | $952.0M | -$17.89B |
| FY 2024 | $513.0M | $0 | 44.0% | — | $1.05B | $1.36B |
| FY 2023 | $503.0M | $0 | 44.0% | — | $862.4M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ZION // BETA 0.90
MS // BETA 1.04