COMP <GO>
ZION vs BRK-B // ALTMAN Z-SCORE & DEBT/EQUITY
Zions Bancorporation N.A. (NASDAQ) VS. Berkshire Hathaway Inc. (NYSE) • 15-METRIC TALLY: ZION 7
— BRK-B 7
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: BRK-B
LAST: $65.37 (-1.30%) • MKT CAP: $9.67B
balance-sheet
0.45
LAST: $542.49 (+0.10%) • MKT CAP: $1.16T
balance-sheet
2.85
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ZION VS. BRK-B)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ZION | BRK-B | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.80% | 11.47% | -8.67 | BRK-B | /roic <GO> |
| EV/EBITDA & P/E Valuation | 27.7x | 9.7x | +18.02 | BRK-B | /valuation <GO> |
| Free Cash Flow Yield | 9.85% | 2.09% | +7.76 | ZION | /fcf-yield <GO> |
| Operating Margin | 75.00% | 27.80% | +47.20 | ZION | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 22.30% | +45.70 | ZION | /net-margins <GO> |
| Revenue Growth (YoY) | 3.10% | 3.93% | -0.83 | BRK-B | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.76% | 0.00% | +2.76 | ZION | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 0.45 | 2.85 | -2.40 | BRK-B | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 4/9 | +3.00 | ZION | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.60% | 3.55% | +3.05 | BRK-B | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.6 | 66.8 | -13.21 | BRK-B | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.90 | 0.61 | +0.29 | ZION | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.0x | 24.3x | -14.34 | ZION | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $9.67B | $1.16T | -$1.15T | BRK-B | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ZION REV | BRK-B REV | ZION GROSS % | BRK-B GROSS % | ZION FCF | BRK-B FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $529.0M | $371.44B | 44.0% | — | $952.0M | $25.04B |
| FY 2024 | $513.0M | $371.43B | 44.0% | — | $1.05B | $11.62B |
| FY 2023 | $503.0M | $364.48B | 44.0% | — | $862.4M | $29.79B |
| FY 2022 | — | $302.02B | — | — | — | $21.89B |
| FY 2021 | — | $276.19B | — | — | — | $26.15B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ZION // BETA 0.90
BRK-B // BETA 0.61