COMP <GO>
WFC vs BAC // 10Y YIELD & FRED MACRO BETA
Wells Fargo & Company (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: WFC 9
— BAC 4
▲ 10Y YIELD & FRED MACRO BETA LEADER: BAC
LAST: $83.40 (-1.66%) • MKT CAP: $254.59B
macro-sensitivity
0.88
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
macro-sensitivity
0.90
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WFC VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WFC | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.70% | 2.50% | +0.20 | WFC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 28.6x | 30.2x | -1.60 | WFC | /valuation <GO> |
| Free Cash Flow Yield | -8.72% | 2.10% | -10.82 | BAC | /fcf-yield <GO> |
| Operating Margin | 36.50% | 32.90% | +3.60 | WFC | /operating-margins <GO> |
| Net Profit Margin | 29.90% | 27.00% | +2.90 | WFC | /net-margins <GO> |
| Revenue Growth (YoY) | 14.30% | 6.80% | +7.50 | WFC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.13% | 0.00% | +2.13 | WFC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 7/9 | -2.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.50% | 6.60% | -0.10 | WFC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.1 | 27.7 | +23.47 | WFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 0.88 | 0.90 | -0.02 | BAC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.0x | 10.9x | -0.90 | WFC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $254.59B | $357.61B | -$103.02B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WFC REV | BAC REV | WFC GROSS % | BAC GROSS % | WFC FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $113.10B | — | 44.0% | -$19.00B | $7.52B |
| FY 2024 | $0 | $105.86B | — | 44.0% | $3.04B | -$13.57B |
| FY 2023 | $0 | $102.77B | — | 44.0% | $40.36B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WFC // BETA 0.88
BAC // BETA 0.90