COMP <GO>
WAL vs JPM // ALTMAN Z-SCORE & DEBT/EQUITY
Western Alliance Bancorporation Common Stock (DE) (NYSE) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: WAL 8
— JPM 6
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: WAL
LAST: $76.29 (-1.94%) • MKT CAP: $8.49B
balance-sheet
0.45
LAST: $337.04 (-1.90%) • MKT CAP: $895.92B
balance-sheet
0.37
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WAL VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WAL | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.90% | 17.37% | -14.47 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 27.8x | 9.7x | +18.13 | JPM | /valuation <GO> |
| Free Cash Flow Yield | -18.00% | -18.14% | +0.14 | WAL | /fcf-yield <GO> |
| Operating Margin | 75.00% | 42.07% | +32.93 | WAL | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 32.63% | +35.37 | WAL | /net-margins <GO> |
| Revenue Growth (YoY) | 99.70% | 13.53% | +86.17 | WAL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 1.96% | -1.96 | JPM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 0.45 | 0.37 | +0.08 | WAL | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 2/9 | +3.00 | WAL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.80% | 4.84% | +1.96 | JPM | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.8 | 49.0 | +1.76 | WAL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.96 | 1.00 | -0.04 | JPM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.4x | 13.6x | -6.17 | WAL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.49B | $895.92B | -$887.43B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WAL REV | JPM REV | WAL GROSS % | JPM GROSS % | WAL FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $135.8M | $182.45B | 44.0% | — | -$2.69B | -$147.78B |
| FY 2024 | $68.0M | $177.56B | 44.0% | — | -$2.75B | -$42.01B |
| FY 2023 | $98.6M | $158.10B | 44.0% | — | -$333.0M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WAL // BETA 0.96
JPM // BETA 1.00