COMP <GO>
VLY vs BAC // PIOTROSKI F-SCORE QUALITY
Valley National Bancorp (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: VLY 7
— BAC 5
■ METRIC PARITY
LAST: $14.14 (-0.98%) • MKT CAP: $7.89B
piotroski-score
7/9
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
piotroski-score
7/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (VLY VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | VLY | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.40% | 2.50% | -0.10 | BAC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 32.0x | 30.2x | +1.80 | BAC | /valuation <GO> |
| Free Cash Flow Yield | 4.13% | 2.10% | +2.03 | VLY | /fcf-yield <GO> |
| Operating Margin | 33.00% | 32.90% | +0.10 | VLY | /operating-margins <GO> |
| Net Profit Margin | 27.10% | 27.00% | +0.10 | VLY | /net-margins <GO> |
| Revenue Growth (YoY) | 8.80% | 6.80% | +2.00 | VLY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.15% | 0.00% | +3.15 | VLY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.90% | 6.60% | +0.30 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 66.0 | 27.7 | +38.36 | VLY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.99 | 0.90 | +0.09 | VLY | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.3x | 10.9x | +1.40 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $7.89B | $357.61B | -$349.72B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | VLY REV | BAC REV | VLY GROSS % | BAC GROSS % | VLY FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $113.10B | — | 44.0% | $325.7M | $7.52B |
| FY 2024 | $0 | $105.86B | — | 44.0% | $532.4M | -$13.57B |
| FY 2023 | $0 | $102.77B | — | 44.0% | $378.2M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
VLY // BETA 0.99
BAC // BETA 0.90