COMP <GO>
USB vs HSBC // 10Y YIELD & FRED MACRO BETA
U.S. Bancorp (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: USB 7
— HSBC 6
▲ 10Y YIELD & FRED MACRO BETA LEADER: USB
LAST: $59.45 (-1.96%) • MKT CAP: $94.48B
macro-sensitivity
0.96
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
macro-sensitivity
0.92
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (USB VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | USB | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.00% | 9.90% | -6.90 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 26.6x | 21.0x | +5.60 | HSBC | /valuation <GO> |
| Free Cash Flow Yield | 7.07% | 2.21% | +4.86 | USB | /fcf-yield <GO> |
| Operating Margin | 32.20% | 13.90% | +18.30 | USB | /operating-margins <GO> |
| Net Profit Margin | 26.40% | 10.90% | +15.50 | USB | /net-margins <GO> |
| Revenue Growth (YoY) | 4.40% | 23.10% | -18.70 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.35% | 0.00% | +3.35 | USB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 3.74 | -3.29 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.80% | 6.60% | +0.20 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.0 | 25.0 | +27.02 | USB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 0.96 | 0.92 | +0.04 | USB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.6x | 27.6x | -16.00 | USB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $94.48B | $297.33B | -$202.85B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | USB REV | HSBC REV | USB GROSS % | HSBC GROSS % | USB FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $28.66B | — | 44.0% | — | $6.68B | — |
| FY 2024 | $27.45B | — | 44.0% | — | $10.11B | — |
| FY 2023 | $28.14B | — | 44.0% | — | $7.13B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
USB // BETA 0.96
HSBC // BETA 0.92