COMP <GO>
URBN vs MA // GROSS PROFIT MARGIN
Urban Outfitters Inc. (NASDAQ) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: URBN 5
— MA 10
▲ GROSS PROFIT MARGIN LEADER: MA
LAST: $90.72 (-1.59%) • MKT CAP: $7.90B
gross-margins
36.00%
LAST: $638.01 (+0.36%) • MKT CAP: $556.88B
gross-margins
41.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (URBN VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | URBN | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | 36.00% | 41.00% | -5.00 | MA | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 14.20% | 33.50% | -19.30 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 10.2x | 29.2x | -19.00 | URBN | /valuation <GO> |
| Free Cash Flow Yield | 3.99% | 3.08% | +0.91 | URBN | /fcf-yield <GO> |
| Operating Margin | 9.80% | 57.60% | -47.80 | MA | /operating-margins <GO> |
| Net Profit Margin | 7.50% | 45.60% | -38.10 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 11.10% | 16.40% | -5.30 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 4.72 | 11.17 | -6.45 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 8/9 | +1.00 | URBN | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 6.60% | +0.40 | MA | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 66.0 | 70.6 | -4.59 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.03 | 0.90 | +0.13 | URBN | /macro-sensitivity <GO> |
| Forward P/E Multiple | 15.8x | 31.2x | -15.40 | URBN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $7.90B | $556.88B | -$548.98B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | URBN REV | MA REV | URBN GROSS % | MA GROSS % | URBN FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $6.17B | $32.79B | 36.0% | 44.0% | $315.0M | $17.16B |
| FY 2024 | $5.55B | $28.17B | 34.7% | 44.0% | $320.3M | $14.31B |
| FY 2023 | $5.15B | $25.10B | 44.0% | 44.0% | $277.5M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
URBN // BETA 1.03
MA // BETA 0.90