COMP <GO>
UNM vs JPM // RETURN ON INVESTED CAPITAL (ROIC)
Unum Group (NYSE) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: UNM 5
— JPM 9
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: JPM
LAST: $91.14 (-0.49%) • MKT CAP: $14.50B
roic
9.80%
LAST: $337.04 (-1.90%) • MKT CAP: $895.92B
roic
17.37%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UNM VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UNM | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 9.80% | 17.37% | -7.57 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 10.5x | 9.7x | +0.83 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 3.83% | -18.14% | +21.97 | UNM | /fcf-yield <GO> |
| Operating Margin | 6.90% | 42.07% | -35.17 | JPM | /operating-margins <GO> |
| Net Profit Margin | 5.60% | 32.63% | -27.03 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | 1.50% | 13.53% | -12.03 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.11% | 1.96% | +0.15 | UNM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.85 | 0.37 | +0.48 | UNM | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 2/9 | +4.00 | UNM | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.40% | 4.84% | +2.56 | JPM | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.3 | 49.0 | -0.76 | JPM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | 1.00 | +0.16 | UNM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.2x | 13.6x | +4.63 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $14.50B | $895.92B | -$881.42B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UNM REV | JPM REV | UNM GROSS % | JPM GROSS % | UNM FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $13.08B | $182.45B | 44.0% | — | $555.4M | -$147.78B |
| FY 2024 | $12.89B | $177.56B | 44.0% | — | $1.39B | -$42.01B |
| FY 2023 | $12.39B | $158.10B | 44.0% | — | $645.4M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UNM // BETA 1.16
JPM // BETA 1.00