COMP <GO>
UMBF vs JPM // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
UMB Financial Corporation (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: UMBF 5
— JPM 9
▲ OPTIONS IMPLIED MOVE & PUT/CALL SKEW LEADER: JPM
LAST: $134.47 (-1.24%) • MKT CAP: $10.34B
options-implied-move
7.00%
LAST: $337.04 (-1.90%) • MKT CAP: $895.92B
options-implied-move
4.84%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UMBF VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UMBF | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.50% | 17.37% | -14.87 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 33.4x | 9.7x | +23.73 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 9.46% | -18.14% | +27.60 | UMBF | /fcf-yield <GO> |
| Operating Margin | 29.60% | 42.07% | -12.47 | JPM | /operating-margins <GO> |
| Net Profit Margin | 24.30% | 32.63% | -8.33 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | 7.70% | 13.53% | -5.83 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.31% | 1.96% | -0.65 | JPM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.37 | +0.08 | UMBF | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 2/9 | +6.00 | UMBF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | 7.00% | 4.84% | +2.16 | JPM | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.0 | 49.0 | +2.94 | UMBF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.02 | 1.00 | +0.02 | UMBF | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.7x | 13.6x | +0.13 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.34B | $895.92B | -$885.57B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UMBF REV | JPM REV | UMBF GROSS % | JPM GROSS % | UMBF FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $182.45B | — | — | $978.1M | -$147.78B |
| FY 2024 | $0 | $177.56B | — | — | $205.3M | -$42.01B |
| FY 2023 | $0 | $158.10B | — | — | $472.6M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UMBF // BETA 1.02
JPM // BETA 1.00