COMP <GO>
UMBF vs BRK-B // NET PROFIT MARGIN
UMB Financial Corporation (NASDAQ) VS. Berkshire Hathaway Inc. (NYSE) • 15-METRIC TALLY: UMBF 8
— BRK-B 6
▲ NET PROFIT MARGIN LEADER: UMBF
LAST: $134.47 (-1.24%) • MKT CAP: $10.34B
net-margins
24.30%
LAST: $542.49 (+0.10%) • MKT CAP: $1.16T
net-margins
22.30%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UMBF VS. BRK-B)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UMBF | BRK-B | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.50% | 11.47% | -8.97 | BRK-B | /roic <GO> |
| EV/EBITDA & P/E Valuation | 33.4x | 9.7x | +23.72 | BRK-B | /valuation <GO> |
| Free Cash Flow Yield | 9.46% | 2.09% | +7.37 | UMBF | /fcf-yield <GO> |
| Operating Margin | 29.60% | 27.80% | +1.80 | UMBF | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 24.30% | 22.30% | +2.00 | UMBF | /net-margins <GO> |
| Revenue Growth (YoY) | 7.70% | 3.93% | +3.77 | UMBF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.31% | 0.00% | +1.31 | UMBF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 2.85 | -2.40 | BRK-B | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 4/9 | +4.00 | UMBF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 3.55% | +3.45 | BRK-B | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.0 | 66.8 | -14.83 | BRK-B | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.02 | 0.61 | +0.41 | UMBF | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.7x | 24.3x | -10.64 | UMBF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.34B | $1.16T | -$1.15T | BRK-B | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UMBF REV | BRK-B REV | UMBF GROSS % | BRK-B GROSS % | UMBF FCF | BRK-B FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $371.44B | — | — | $978.1M | $25.04B |
| FY 2024 | $0 | $371.43B | — | — | $205.3M | $11.62B |
| FY 2023 | $0 | $364.48B | — | — | $472.6M | $29.79B |
| FY 2022 | — | $302.02B | — | — | — | $21.89B |
| FY 2021 | — | $276.19B | — | — | — | $26.15B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UMBF // BETA 1.02
BRK-B // BETA 0.61