COMP <GO>
TRU vs HSBC // FREE CASH FLOW YIELD
TransUnion (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: TRU 6
— HSBC 7
▲ FREE CASH FLOW YIELD LEADER: TRU
LAST: $76.79 (+1.72%) • MKT CAP: $14.40B
fcf-yield
4.60%
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
fcf-yield
2.21%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TRU VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TRU | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.00% | 9.90% | -1.90 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 16.3x | 21.0x | -4.70 | TRU | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 4.60% | 2.21% | +2.39 | TRU | /fcf-yield <GO> |
| Operating Margin | 18.70% | 13.90% | +4.80 | TRU | /operating-margins <GO> |
| Net Profit Margin | 10.00% | 10.90% | -0.90 | HSBC | /net-margins <GO> |
| Revenue Growth (YoY) | 9.40% | 23.10% | -13.70 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.63% | 0.00% | +0.63 | TRU | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.42 | 3.74 | -1.32 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.50% | 6.60% | -0.10 | TRU | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.0 | 25.0 | +30.95 | TRU | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.89 | 0.92 | -0.03 | HSBC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 29.4x | 27.6x | +1.80 | HSBC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $14.40B | $297.33B | -$282.93B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TRU REV | HSBC REV | TRU GROSS % | HSBC GROSS % | TRU FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $4.58B | — | 44.0% | — | $661.6M | — |
| FY 2024 | $4.18B | — | 44.0% | — | $516.7M | — |
| FY 2023 | $3.83B | — | 44.0% | — | $473.0M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TRU // BETA 0.89
HSBC // BETA 0.92