COMP <GO>
TNL vs MA // RETURN ON INVESTED CAPITAL (ROIC)
Travel Leisure Co. Common Stock (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: TNL 6
— MA 8
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: MA
LAST: $71.67 (+0.25%) • MKT CAP: $4.31B
roic
21.70%
LAST: $638.01 (+0.36%) • MKT CAP: $556.88B
roic
33.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TNL VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TNL | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 93.20% | 41.00% | +52.20 | TNL | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 21.70% | 33.50% | -11.80 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.2x | 29.2x | -18.00 | TNL | /valuation <GO> |
| Free Cash Flow Yield | 12.14% | 3.08% | +9.06 | TNL | /fcf-yield <GO> |
| Operating Margin | 13.80% | 57.60% | -43.80 | MA | /operating-margins <GO> |
| Net Profit Margin | 5.70% | 45.60% | -39.90 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 4.10% | 16.40% | -12.30 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.46% | 0.49% | +2.97 | TNL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.72 | 11.17 | -9.45 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.80% | 6.60% | +0.20 | MA | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 70.3 | 70.6 | -0.29 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.98 | 0.90 | +0.08 | TNL | /macro-sensitivity <GO> |
| Forward P/E Multiple | 17.4x | 31.2x | -13.80 | TNL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.31B | $556.88B | -$552.57B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TNL REV | MA REV | TNL GROSS % | MA GROSS % | TNL FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $4.02B | $32.79B | 93.2% | 44.0% | $523.0M | $17.16B |
| FY 2024 | $3.86B | $28.17B | 97.6% | 44.0% | $383.0M | $14.31B |
| FY 2023 | $3.75B | $25.10B | 44.0% | 44.0% | $181.3M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TNL // BETA 0.98
MA // BETA 0.90