COMP <GO>
THG vs HSBC // NET PROFIT MARGIN
Hanover Insurance Group Inc (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: THG 7
— HSBC 6
▲ NET PROFIT MARGIN LEADER: HSBC
LAST: $242.09 (+2.96%) • MKT CAP: $8.19B
net-margins
10.00%
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
net-margins
10.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (THG VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | THG | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.10% | 9.90% | -0.80 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 13.5x | 21.0x | -7.50 | THG | /valuation <GO> |
| Free Cash Flow Yield | 14.30% | 2.21% | +12.09 | THG | /fcf-yield <GO> |
| Operating Margin | 14.10% | 13.90% | +0.20 | THG | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 10.00% | 10.90% | -0.90 | HSBC | /net-margins <GO> |
| Revenue Growth (YoY) | 5.70% | 23.10% | -17.40 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.60% | 0.00% | +1.60 | THG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.40 | 3.74 | -2.34 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.90% | 6.60% | +0.30 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 67.3 | 25.0 | +42.26 | THG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.01 | 0.92 | +0.09 | THG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.5x | 27.6x | -16.10 | THG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.19B | $297.33B | -$289.14B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | THG REV | HSBC REV | THG GROSS % | HSBC GROSS % | THG FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $6.59B | — | 44.0% | — | $1.17B | — |
| FY 2024 | $6.24B | — | 44.0% | — | $796.2M | — |
| FY 2023 | $5.99B | — | 44.0% | — | $92.0M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
THG // BETA 1.01
HSBC // BETA 0.92