COMP <GO>
STC vs HSBC // EV/EBITDA & P/E VALUATION
Stewart Information Services Corporation (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: STC 7
— HSBC 7
▲ EV/EBITDA & P/E VALUATION LEADER: STC
LAST: $44.50 (-2.15%) • MKT CAP: $1.39B
valuation
6.9x
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
valuation
21.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (STC VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | STC | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.60% | 9.90% | -4.30 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 6.9x | 21.0x | -14.10 | STC | /valuation <GO> |
| Free Cash Flow Yield | 5.35% | 2.21% | +3.14 | STC | /fcf-yield <GO> |
| Operating Margin | 4.80% | 13.90% | -9.10 | HSBC | /operating-margins <GO> |
| Net Profit Margin | 4.00% | 10.90% | -6.90 | HSBC | /net-margins <GO> |
| Revenue Growth (YoY) | 17.30% | 23.10% | -5.80 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.21% | 0.00% | +4.21 | STC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.31 | 3.74 | -1.43 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 8/9 | +1.00 | STC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 6.60% | +0.40 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 29.3 | 25.0 | +4.25 | STC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.02 | 0.92 | +0.10 | STC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.1x | 27.6x | -17.50 | STC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.39B | $297.33B | -$295.94B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | STC REV | HSBC REV | STC GROSS % | HSBC GROSS % | STC FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.92B | — | 44.0% | — | $74.2M | — |
| FY 2024 | $2.49B | — | 44.0% | — | $23.5M | — |
| FY 2023 | $2.21B | — | 44.0% | — | -$16.5M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
STC // BETA 1.02
HSBC // BETA 0.92