COMP <GO>
SSB vs BAC // FREE CASH FLOW YIELD
SouthState Bank Corporation (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: SSB 10
— BAC 2
▲ FREE CASH FLOW YIELD LEADER: SSB
LAST: $105.17 (-0.88%) • MKT CAP: $10.29B
fcf-yield
2.24%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
fcf-yield
2.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SSB VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SSB | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.00% | 2.50% | +0.50 | SSB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 25.8x | 30.2x | -4.40 | SSB | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 2.24% | 2.10% | +0.14 | SSB | /fcf-yield <GO> |
| Operating Margin | 33.80% | 32.90% | +0.90 | SSB | /operating-margins <GO> |
| Net Profit Margin | 27.70% | 27.00% | +0.70 | SSB | /net-margins <GO> |
| Revenue Growth (YoY) | 23.10% | 6.80% | +16.30 | SSB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.25% | 0.00% | +2.25 | SSB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 6.60% | +0.40 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.9 | 27.7 | +30.19 | SSB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.04 | 0.90 | +0.14 | SSB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.8x | 10.9x | -0.10 | SSB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.29B | $357.61B | -$347.32B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SSB REV | BAC REV | SSB GROSS % | BAC GROSS % | SSB FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $113.10B | — | 44.0% | $230.6M | $7.52B |
| FY 2024 | $0 | $105.86B | — | 44.0% | $476.2M | -$13.57B |
| FY 2023 | $0 | $102.77B | — | 44.0% | $546.8M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SSB // BETA 1.04
BAC // BETA 0.90