COMP <GO>
SLM vs JPM // 10Y YIELD & FRED MACRO BETA
SLM Corporation (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: SLM 9
— JPM 5
▲ 10Y YIELD & FRED MACRO BETA LEADER: SLM
LAST: $17.80 (-2.47%) • MKT CAP: $3.34B
macro-sensitivity
1.06
LAST: $337.04 (-1.90%) • MKT CAP: $895.92B
macro-sensitivity
1.00
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SLM VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SLM | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.40% | 17.37% | -9.97 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.2x | 9.7x | +1.53 | JPM | /valuation <GO> |
| Free Cash Flow Yield | -13.21% | -18.14% | +4.93 | SLM | /fcf-yield <GO> |
| Operating Margin | 75.00% | 42.07% | +32.93 | SLM | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 32.63% | +35.37 | SLM | /net-margins <GO> |
| Revenue Growth (YoY) | 23.10% | 13.53% | +9.57 | SLM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.23% | 1.96% | +1.27 | SLM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.53 | 0.37 | +0.16 | SLM | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 2/9 | +3.00 | SLM | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.10% | 4.84% | +2.26 | JPM | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 24.7 | 49.0 | -24.35 | JPM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.06 | 1.00 | +0.06 | SLM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 4.2x | 13.6x | -9.37 | SLM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.34B | $895.92B | -$892.58B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SLM REV | JPM REV | SLM GROSS % | JPM GROSS % | SLM FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $182.45B | — | — | -$398.6M | -$147.78B |
| FY 2024 | $0 | $177.56B | — | — | -$329.4M | -$42.01B |
| FY 2023 | $0 | $158.10B | — | — | -$144.6M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SLM // BETA 1.06
JPM // BETA 1.00