COMP <GO>
SLM vs HSBC // FREE CASH FLOW YIELD
SLM Corporation (NASDAQ) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: SLM 6
— HSBC 7
▲ FREE CASH FLOW YIELD LEADER: HSBC
LAST: $17.80 (-2.47%) • MKT CAP: $3.34B
fcf-yield
-13.21%
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
fcf-yield
2.21%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SLM VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SLM | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.40% | 9.90% | -2.50 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.2x | 21.0x | -9.80 | SLM | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | -13.21% | 2.21% | -15.42 | HSBC | /fcf-yield <GO> |
| Operating Margin | 75.00% | 13.90% | +61.10 | SLM | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 10.90% | +57.10 | SLM | /net-margins <GO> |
| Revenue Growth (YoY) | 23.10% | 23.10% | 0.00 | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.23% | 0.00% | +3.23 | SLM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.53 | 3.74 | -3.21 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 8/9 | -3.00 | HSBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.10% | 6.60% | +0.50 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 24.7 | 25.0 | -0.30 | HSBC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.06 | 0.92 | +0.14 | SLM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 4.2x | 27.6x | -23.40 | SLM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.34B | $297.33B | -$293.99B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SLM REV | HSBC REV | SLM GROSS % | HSBC GROSS % | SLM FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | — | — | — | -$398.6M | — |
| FY 2024 | $0 | — | — | — | -$329.4M | — |
| FY 2023 | $0 | — | — | — | -$144.6M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SLM // BETA 1.06
HSBC // BETA 0.92