COMP <GO>
SIGI vs MS // RETURN ON INVESTED CAPITAL (ROIC)
Selective Insurance Group Inc. (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: SIGI 9
— MS 5
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: SIGI
LAST: $98.83 (-0.49%) • MKT CAP: $5.86B
roic
6.80%
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
roic
3.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SIGI VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SIGI | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 6.80% | 3.00% | +3.80 | SIGI | /roic <GO> |
| EV/EBITDA & P/E Valuation | 14.8x | 31.0x | -16.20 | SIGI | /valuation <GO> |
| Free Cash Flow Yield | 20.38% | -7.25% | +27.63 | SIGI | /fcf-yield <GO> |
| Operating Margin | 10.70% | 24.60% | -13.90 | MS | /operating-margins <GO> |
| Net Profit Margin | 8.70% | 20.20% | -11.50 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | 9.80% | 5.50% | +4.30 | SIGI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.59% | 2.21% | -0.62 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.26 | 0.46 | +0.80 | SIGI | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 5/9 | +3.00 | SIGI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.40% | 7.00% | +0.40 | MS | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 74.9 | 43.3 | +31.64 | SIGI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | 1.04 | +0.12 | SIGI | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.7x | 16.5x | -4.80 | SIGI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.86B | $298.41B | -$292.55B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SIGI REV | MS REV | SIGI GROSS % | MS GROSS % | SIGI FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.34B | $0 | 44.0% | — | $1.19B | -$17.89B |
| FY 2024 | $4.86B | $0 | 44.0% | — | $1.07B | $1.36B |
| FY 2023 | $4.23B | $0 | 44.0% | — | $568.5M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SIGI // BETA 1.16
MS // BETA 1.04