COMP <GO>
SIGI vs HSBC // 10Y YIELD & FRED MACRO BETA
Selective Insurance Group Inc. (NASDAQ) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: SIGI 6
— HSBC 7
▲ 10Y YIELD & FRED MACRO BETA LEADER: SIGI
LAST: $98.83 (-0.49%) • MKT CAP: $5.86B
macro-sensitivity
1.16
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
macro-sensitivity
0.92
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SIGI VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SIGI | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.80% | 9.90% | -3.10 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 14.8x | 21.0x | -6.20 | SIGI | /valuation <GO> |
| Free Cash Flow Yield | 20.38% | 2.21% | +18.17 | SIGI | /fcf-yield <GO> |
| Operating Margin | 10.70% | 13.90% | -3.20 | HSBC | /operating-margins <GO> |
| Net Profit Margin | 8.70% | 10.90% | -2.20 | HSBC | /net-margins <GO> |
| Revenue Growth (YoY) | 9.80% | 23.10% | -13.30 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.59% | 0.00% | +1.59 | SIGI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.26 | 3.74 | -2.48 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.40% | 6.60% | +0.80 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 74.9 | 25.0 | +49.93 | SIGI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.16 | 0.92 | +0.24 | SIGI | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.7x | 27.6x | -15.90 | SIGI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.86B | $297.33B | -$291.47B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SIGI REV | HSBC REV | SIGI GROSS % | HSBC GROSS % | SIGI FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.34B | — | 44.0% | — | $1.19B | — |
| FY 2024 | $4.86B | — | 44.0% | — | $1.07B | — |
| FY 2023 | $4.23B | — | 44.0% | — | $568.5M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SIGI // BETA 1.16
HSBC // BETA 0.92