COMP <GO>
SEZL vs BAC // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
Sezzle Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: SEZL 9
— BAC 4
▲ OPTIONS IMPLIED MOVE & PUT/CALL SKEW LEADER: BAC
LAST: $134.85 (+0.74%) • MKT CAP: $4.52B
options-implied-move
7.40%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
options-implied-move
6.60%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SEZL VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SEZL | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 38.60% | 2.50% | +36.10 | SEZL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 25.7x | 30.2x | -4.50 | SEZL | /valuation <GO> |
| Free Cash Flow Yield | 4.63% | 2.10% | +2.53 | SEZL | /fcf-yield <GO> |
| Operating Margin | 74.90% | 32.90% | +42.00 | SEZL | /operating-margins <GO> |
| Net Profit Margin | 0.10% | 27.00% | -26.90 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 69.20% | 6.80% | +62.40 | SEZL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 14.61 | 0.45 | +14.16 | SEZL | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 7/9 | +2.00 | SEZL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | 7.40% | 6.60% | +0.80 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.5 | 27.7 | +31.80 | SEZL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | 0.90 | +0.26 | SEZL | /macro-sensitivity <GO> |
| Forward P/E Multiple | 140.0x | 10.9x | +129.10 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.52B | $357.61B | -$353.09B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SEZL REV | BAC REV | SEZL GROSS % | BAC GROSS % | SEZL FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $235.9M | $113.10B | 44.0% | 44.0% | $209.3M | $7.52B |
| FY 2024 | $139.4M | $105.86B | 44.0% | 44.0% | $130.6M | -$13.57B |
| FY 2023 | $60.6M | $102.77B | 44.0% | 44.0% | -$28.4M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SEZL // BETA 1.16
BAC // BETA 0.90