COMP <GO>
SCHW vs BAC // FREE CASH FLOW YIELD
Charles Schwab Corporation (The) (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: SCHW 7
— BAC 7
▲ FREE CASH FLOW YIELD LEADER: SCHW
LAST: $88.05 (-1.59%) • MKT CAP: $154.72B
fcf-yield
5.66%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
fcf-yield
2.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SCHW VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SCHW | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.00% | 2.50% | -2.50 | BAC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 95.0x | 30.2x | +64.80 | BAC | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 5.66% | 2.10% | +3.56 | SCHW | /fcf-yield <GO> |
| Operating Margin | 0.00% | 32.90% | -32.90 | BAC | /operating-margins <GO> |
| Net Profit Margin | 0.00% | 27.00% | -27.00 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 22.00% | 6.80% | +15.20 | SCHW | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.51% | 0.00% | +1.51 | SCHW | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.49 | 0.45 | +0.04 | SCHW | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | SCHW | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.90% | 6.60% | +0.30 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 27.7 | 27.7 | +0.03 | SCHW | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.99 | 0.90 | +0.09 | SCHW | /macro-sensitivity <GO> |
| Forward P/E Multiple | 140.0x | 10.9x | +129.10 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $154.72B | $357.61B | -$202.89B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SCHW REV | BAC REV | SCHW GROSS % | BAC GROSS % | SCHW FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $23.92B | $113.10B | 44.0% | 44.0% | $8.76B | $7.52B |
| FY 2024 | $19.61B | $105.86B | 44.0% | 44.0% | $2.05B | -$13.57B |
| FY 2023 | $18.84B | $102.77B | 44.0% | 44.0% | $18.74B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SCHW // BETA 0.99
BAC // BETA 0.90