COMP <GO>
RYAN vs JPM // ALTMAN Z-SCORE & DEBT/EQUITY
Ryan Specialty Holdings Inc. (NYSE) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: RYAN 6
— JPM 8
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: RYAN
LAST: $43.84 (+1.29%) • MKT CAP: $11.07B
balance-sheet
1.15
LAST: $337.04 (-1.90%) • MKT CAP: $895.92B
balance-sheet
0.37
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RYAN VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RYAN | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.30% | 17.37% | -7.07 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 23.4x | 9.7x | +13.73 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 4.60% | -18.14% | +22.74 | RYAN | /fcf-yield <GO> |
| Operating Margin | 16.50% | 42.07% | -25.57 | JPM | /operating-margins <GO> |
| Net Profit Margin | 2.10% | 32.63% | -30.53 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | 21.90% | 13.53% | +8.37 | RYAN | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.55% | 1.96% | -1.41 | JPM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 1.15 | 0.37 | +0.78 | RYAN | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 2/9 | +4.00 | RYAN | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 4.84% | +2.16 | JPM | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.2 | 49.0 | +13.14 | RYAN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.04 | 1.00 | +0.04 | RYAN | /macro-sensitivity <GO> |
| Forward P/E Multiple | 140.0x | 13.6x | +126.43 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $11.07B | $895.92B | -$884.84B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RYAN REV | JPM REV | RYAN GROSS % | JPM GROSS % | RYAN FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.99B | $182.45B | 44.0% | — | $508.9M | -$147.78B |
| FY 2024 | $2.46B | $177.56B | 44.0% | — | $404.4M | -$42.01B |
| FY 2023 | $2.03B | $158.10B | 44.0% | — | $386.0M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RYAN // BETA 1.04
JPM // BETA 1.00