COMP <GO>
RNR vs BAC // NET PROFIT MARGIN
RenaissanceRe Holdings Ltd. (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: RNR 10
— BAC 4
▲ NET PROFIT MARGIN LEADER: BAC
LAST: $339.32 (+0.19%) • MKT CAP: $13.68B
net-margins
20.90%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
net-margins
27.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RNR VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RNR | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.60% | 2.50% | +8.10 | RNR | /roic <GO> |
| EV/EBITDA & P/E Valuation | 7.0x | 30.2x | -23.20 | RNR | /valuation <GO> |
| Free Cash Flow Yield | 22.00% | 2.10% | +19.90 | RNR | /fcf-yield <GO> |
| Operating Margin | 25.50% | 32.90% | -7.40 | BAC | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 20.90% | 27.00% | -6.10 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 9.90% | 6.80% | +3.10 | RNR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.55% | 0.00% | +0.55 | RNR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.16 | 0.45 | +0.71 | RNR | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | RNR | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.20% | 6.60% | +0.60 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.0 | 27.7 | +22.38 | RNR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.10 | 0.90 | +0.20 | RNR | /macro-sensitivity <GO> |
| Forward P/E Multiple | 4.7x | 10.9x | -6.20 | RNR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $13.68B | $357.61B | -$343.92B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RNR REV | BAC REV | RNR GROSS % | BAC GROSS % | RNR FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $12.85B | $113.10B | 44.0% | 44.0% | $3.11B | $7.52B |
| FY 2024 | $11.70B | $105.86B | 44.0% | 44.0% | $3.64B | -$13.57B |
| FY 2023 | $9.13B | $102.77B | 44.0% | 44.0% | $1.50B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RNR // BETA 1.10
BAC // BETA 0.90