COMP <GO>
RGA vs HSBC // PIOTROSKI F-SCORE QUALITY
Reinsurance Group of America Incorporated (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: RGA 5
— HSBC 8
■ METRIC PARITY
LAST: $264.73 (+0.49%) • MKT CAP: $17.20B
piotroski-score
8/9
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
piotroski-score
8/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RGA VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RGA | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.60% | 9.90% | -8.30 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 31.1x | 21.0x | +10.10 | HSBC | /valuation <GO> |
| Free Cash Flow Yield | 17.58% | 2.21% | +15.37 | RGA | /fcf-yield <GO> |
| Operating Margin | 6.10% | 13.90% | -7.80 | HSBC | /operating-margins <GO> |
| Net Profit Margin | 5.00% | 10.90% | -5.90 | HSBC | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 23.10% | -15.90 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.40% | 0.00% | +1.40 | RGA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 3.74 | -3.29 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.40% | 6.60% | +0.80 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.0 | 25.0 | +33.99 | RGA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | 0.92 | +0.24 | RGA | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.6x | 27.6x | -14.00 | RGA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $17.20B | $297.33B | -$280.12B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RGA REV | HSBC REV | RGA GROSS % | HSBC GROSS % | RGA FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $23.70B | — | 44.0% | — | $3.02B | — |
| FY 2024 | $22.11B | — | 44.0% | — | $8.38B | — |
| FY 2023 | $18.57B | — | 44.0% | — | $3.21B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RGA // BETA 1.16
HSBC // BETA 0.92