COMP <GO>
RGA vs BRK-B // ALTMAN Z-SCORE & DEBT/EQUITY
Reinsurance Group of America Incorporated (NYSE) VS. Berkshire Hathaway Inc. (NYSE) • 15-METRIC TALLY: RGA 6
— BRK-B 8
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: BRK-B
LAST: $264.73 (+0.49%) • MKT CAP: $17.20B
balance-sheet
0.45
LAST: $542.49 (+0.10%) • MKT CAP: $1.16T
balance-sheet
2.85
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RGA VS. BRK-B)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RGA | BRK-B | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.60% | 11.47% | -9.87 | BRK-B | /roic <GO> |
| EV/EBITDA & P/E Valuation | 31.1x | 9.7x | +21.42 | BRK-B | /valuation <GO> |
| Free Cash Flow Yield | 17.58% | 2.09% | +15.49 | RGA | /fcf-yield <GO> |
| Operating Margin | 6.10% | 27.80% | -21.70 | BRK-B | /operating-margins <GO> |
| Net Profit Margin | 5.00% | 22.30% | -17.30 | BRK-B | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 3.93% | +3.27 | RGA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.40% | 0.00% | +1.40 | RGA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 0.45 | 2.85 | -2.40 | BRK-B | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 4/9 | +4.00 | RGA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.40% | 3.55% | +3.85 | BRK-B | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.0 | 66.8 | -7.83 | BRK-B | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | 0.61 | +0.55 | RGA | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.6x | 24.3x | -10.74 | RGA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $17.20B | $1.16T | -$1.14T | BRK-B | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RGA REV | BRK-B REV | RGA GROSS % | BRK-B GROSS % | RGA FCF | BRK-B FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $23.70B | $371.44B | 44.0% | — | $3.02B | $25.04B |
| FY 2024 | $22.11B | $371.43B | 44.0% | — | $8.38B | $11.62B |
| FY 2023 | $18.57B | $364.48B | 44.0% | — | $3.21B | $29.79B |
| FY 2022 | — | $302.02B | — | — | — | $21.89B |
| FY 2021 | — | $276.19B | — | — | — | $26.15B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RGA // BETA 1.16
BRK-B // BETA 0.61