COMP <GO>
RGA vs BAC // RETURN ON INVESTED CAPITAL (ROIC)
Reinsurance Group of America Incorporated (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: RGA 6
— BAC 7
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: BAC
LAST: $264.73 (+0.49%) • MKT CAP: $17.20B
roic
1.60%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
roic
2.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RGA VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RGA | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 1.60% | 2.50% | -0.90 | BAC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 31.1x | 30.2x | +0.90 | BAC | /valuation <GO> |
| Free Cash Flow Yield | 17.58% | 2.10% | +15.48 | RGA | /fcf-yield <GO> |
| Operating Margin | 6.10% | 32.90% | -26.80 | BAC | /operating-margins <GO> |
| Net Profit Margin | 5.00% | 27.00% | -22.00 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 6.80% | +0.40 | RGA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.40% | 0.00% | +1.40 | RGA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | RGA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.40% | 6.60% | +0.80 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.0 | 27.7 | +31.32 | RGA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | 0.90 | +0.26 | RGA | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.6x | 10.9x | +2.70 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $17.20B | $357.61B | -$340.41B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RGA REV | BAC REV | RGA GROSS % | BAC GROSS % | RGA FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $23.70B | $113.10B | 44.0% | 44.0% | $3.02B | $7.52B |
| FY 2024 | $22.11B | $105.86B | 44.0% | 44.0% | $8.38B | -$13.57B |
| FY 2023 | $18.57B | $102.77B | 44.0% | 44.0% | $3.21B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RGA // BETA 1.16
BAC // BETA 0.90