COMP <GO>
RF vs BAC // RETURN ON INVESTED CAPITAL (ROIC)
Regions Financial Corporation (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: RF 8
— BAC 5
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: BAC
LAST: $28.57 (-1.07%) • MKT CAP: $24.60B
roic
0.10%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
roic
2.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RF VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RF | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 0.10% | 2.50% | -2.40 | BAC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 95.0x | 30.2x | +64.80 | BAC | /valuation <GO> |
| Free Cash Flow Yield | 7.60% | 2.10% | +5.50 | RF | /fcf-yield <GO> |
| Operating Margin | 0.80% | 32.90% | -32.10 | BAC | /operating-margins <GO> |
| Net Profit Margin | 31.30% | 27.00% | +4.30 | RF | /net-margins <GO> |
| Revenue Growth (YoY) | 9.90% | 6.80% | +3.10 | RF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.71% | 0.00% | +3.71 | RF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | RF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.10% | 6.60% | +0.50 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.0 | 27.7 | +29.32 | RF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.06 | 0.90 | +0.16 | RF | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.6x | 10.9x | -0.30 | RF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $24.60B | $357.61B | -$333.01B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RF REV | BAC REV | RF GROSS % | BAC GROSS % | RF FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $113.10B | — | 44.0% | $2.18B | $7.52B |
| FY 2024 | $0 | $105.86B | — | 44.0% | $1.60B | -$13.57B |
| FY 2023 | $0 | $102.77B | — | 44.0% | $2.31B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RF // BETA 1.06
BAC // BETA 0.90