COMP <GO>
QTWO vs AAPL // PIOTROSKI F-SCORE QUALITY
Q2 Holdings Inc. (NYSE) VS. Apple Inc. (NASDAQ) • 15-METRIC TALLY: QTWO 4
— AAPL 10
■ METRIC PARITY
LAST: $67.08 (+2.76%) • MKT CAP: $4.03B
piotroski-score
9/9
LAST: $344.63 (-1.23%) • MKT CAP: $5.03T
piotroski-score
9/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (QTWO VS. AAPL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | QTWO | AAPL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 54.10% | 48.65% | +5.45 | QTWO | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.70% | 81.38% | -75.68 | AAPL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 85.9x | 30.1x | +55.79 | AAPL | /valuation <GO> |
| Free Cash Flow Yield | 4.83% | 2.72% | +2.11 | QTWO | /fcf-yield <GO> |
| Operating Margin | 5.00% | 33.17% | -28.17 | AAPL | /operating-margins <GO> |
| Net Profit Margin | 6.50% | 27.62% | -21.12 | AAPL | /net-margins <GO> |
| Revenue Growth (YoY) | 14.10% | 14.24% | -0.14 | AAPL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.31% | -0.31 | AAPL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 4.00 | 13.54 | -9.54 | AAPL | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 9/9 | 9/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.50% | 5.76% | +1.74 | AAPL | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.8 | 55.4 | +7.43 | QTWO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.19 | 1.14 | +0.05 | QTWO | /macro-sensitivity <GO> |
| Forward P/E Multiple | 65.2x | 35.3x | +29.86 | AAPL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.03B | $5.03T | -$5.03T | AAPL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | QTWO REV | AAPL REV | QTWO GROSS % | AAPL GROSS % | QTWO FCF | AAPL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $794.8M | $416.16B | 54.1% | 46.9% | $194.7M | $98.77B |
| FY 2024 | $696.5M | $391.04B | 50.9% | 46.2% | $129.1M | $108.81B |
| FY 2023 | $624.6M | $383.29B | 44.0% | 44.1% | $42.2M | $99.58B |
| FY 2022 | — | $394.33B | — | 43.3% | — | $111.44B |
| FY 2021 | — | $365.82B | — | 41.8% | — | $92.95B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
QTWO // BETA 1.19
AAPL // BETA 1.14