COMP <GO>
PYPL vs UNP // EV/EBITDA & P/E VALUATION
PayPal Holdings Inc. (NASDAQ) VS. Union Pacific Corporation (NYSE) • 15-METRIC TALLY: PYPL 7
— UNP 7
▲ EV/EBITDA & P/E VALUATION LEADER: PYPL
LAST: $57.01 (+0.11%) • MKT CAP: $47.31B
valuation
7.3x
LAST: $304.00 (+0.69%) • MKT CAP: $179.42B
valuation
15.3x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PYPL VS. UNP)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PYPL | UNP | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 21.60% | 20.10% | +1.50 | PYPL | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 7.3x | 15.3x | -8.00 | PYPL | /valuation <GO> |
| Free Cash Flow Yield | 11.76% | 3.06% | +8.70 | PYPL | /fcf-yield <GO> |
| Operating Margin | 18.30% | 40.20% | -21.90 | UNP | /operating-margins <GO> |
| Net Profit Margin | 15.80% | 29.10% | -13.30 | UNP | /net-margins <GO> |
| Revenue Growth (YoY) | 4.30% | 1.10% | +3.20 | PYPL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.27% | 1.80% | -1.53 | UNP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.90 | 4.31 | -2.41 | UNP | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 6/9 | +3.00 | PYPL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.70% | 7.00% | -0.30 | PYPL | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.0 | 70.0 | -13.04 | UNP | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.93 | 1.03 | -0.10 | UNP | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.4x | 23.3x | -14.90 | PYPL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $47.31B | $179.42B | -$132.12B | UNP | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PYPL REV | UNP REV | PYPL GROSS % | UNP GROSS % | PYPL FCF | UNP FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $33.17B | $24.51B | 44.0% | 44.0% | $5.56B | $5.50B |
| FY 2024 | $31.80B | $24.25B | 44.0% | 44.0% | $6.77B | $5.89B |
| FY 2023 | $29.77B | $24.12B | 44.0% | 44.0% | $3.50B | $7.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PYPL // BETA 0.93
UNP // BETA 1.03