COMP <GO>
PRI vs MS // FREE CASH FLOW YIELD
Primerica Inc. (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: PRI 9
— MS 5
▲ FREE CASH FLOW YIELD LEADER: PRI
LAST: $281.09 (-0.87%) • MKT CAP: $8.73B
fcf-yield
8.63%
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
fcf-yield
-7.25%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PRI VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PRI | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.20% | 3.00% | +2.20 | PRI | /roic <GO> |
| EV/EBITDA & P/E Valuation | 22.7x | 31.0x | -8.30 | PRI | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 8.63% | -7.25% | +15.88 | PRI | /fcf-yield <GO> |
| Operating Margin | 13.90% | 24.60% | -10.70 | MS | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 20.20% | -9.30 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | 6.60% | 5.50% | +1.10 | PRI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.11% | 2.21% | +0.90 | PRI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.09 | 0.46 | +0.63 | PRI | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 5/9 | +2.00 | PRI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.80% | 7.00% | -0.20 | PRI | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.0 | 43.3 | +6.67 | PRI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.97 | 1.04 | -0.07 | MS | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.7x | 16.5x | +6.20 | MS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.73B | $298.41B | -$289.68B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PRI REV | MS REV | PRI GROSS % | MS GROSS % | PRI FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.29B | $0 | 44.0% | — | $753.1M | -$17.89B |
| FY 2024 | $3.09B | $0 | 44.0% | — | $723.1M | $1.36B |
| FY 2023 | $2.75B | $0 | 44.0% | — | $568.8M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PRI // BETA 0.97
MS // BETA 1.04